Titus pay at close
Pay at close. The only payment method that wins you customers.
When your customers choose pay at close, you get paid immediately. They repay when their home sells or after six months.

Trusted by hundreds of local service businesses
Pay at close is the payment method loved by agents and home sellers.
Card payments help you get paid. Pay at close helps you get hired.
01
Your customer chooses pay at close
From a proposal, invoice, or online checkout - shown right next to paying by card.
02
Titus pays you upfront
Your business is paid immediately, less a payment processing fee.
03
Your customer repays Titus
When the home sells or after six months.
04
Titus covers the risk
We assume repayment and fraud risk, so you can focus on running your business.
See the difference pay at close makes
Pay at close payments are 60% higher on average
$2,792
Pay at close
$1,748
Card
Pay at close is 1 out of 5 payments on average
18%
pay at close
Pay at close
18%
Card
82%
Source: Staging Businesses on Titus 2024-2026
Your customers are in safe hands
Lowest rates possible starting at 0% APR
Over 40% of homeowners and 20% of agents pay zero fees to pay at close. This gives you a powerful marketing lever.
Approval in seconds, not hours
We approve over 92% of applications instantly because we understand every minute counts.
Flexibility if the home doesn’t sell
Funds are due at sale or after 6 months. At 6 months if the home doesn’t sell, we offer flexible repayment plans.
And, you get all this, for $0 monthly fees
Card payments
Accept all major cards, at industry-low rates
Pay at close
You get paid upfront, your clients pay at close
Proposals
Create beautiful proposals
Invoices
Quickly send invoices
Automated renewals
Stop chasing renewal payments
Payment analytics
Understand how your business is performing
Market analytics
See how much of the real estate market you are capturing
Project tracking
All of your projects and customers in one place
3 ways to offer pay at close

Paste your custom link
Use your link with any proposal or invoice. Clients click, apply, and enter the amount owed.

Send invoices on Titus
Send proposals and invoices where customers can pay by card or at close.

Integrate via a partner
If you use a tool that has partnered with Titus, you can add Titus as a payment option with a single click.