Titus for contractors
Win more projects with $0 due until the home sells.
Painters. Remodelers. Landscapers. Roofers. We help all types of contractors grow their business with pay at close. You get paid immediately. We handle repayment risk.
Trusted by contractors and home service providers across the country
We help contractors grow
+300%
Increase in agent repeat orders
+10%
Increase in quote conversion rate
+15%
Increase in project size
How it works
01
Customer orders
Customer selects Titus as a payment method and completes the transaction.
02
Titus pays you
Your business is paid immediately less a payment processing fee.
03
Titus gets paid back
Customer repays Titus from flow of funds at home sale or six months after the first disbursement.
04
You get paid
Titus assumes customer repayment and fraud risk.
Sell bigger projects
When you reframe prices as $0 due until the home sells, homeowners are more likely to purchase bigger projects, helping the home sell faster and your business grow.
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Get paid instantly
Depending on your bank, you’ll get paid instantly or within 1 business day. This is faster than most credit card payments. And, we assume credit and fraud risk, so you can just focus on running a successful business.
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Turn agents into advocates
Agents are often the person recommending your business to homeowners. When you accept pay at close, agents will be more likely to recommend your business to their clients.
Get startedFrequently asked
questions
Pay at close payments: 3.99%
Card payments: 2.99%
As of July 2025, here is our variable client rate card.
For homeowners, if the home doesn’t sell before the due date (six months after the first disbursement date), they will have the option to extend at an 16% APR. For agents, they will need to repay directly.
There will only be a negative credit impact if the customer does not repay Titus after the due date.
You will either get paid instantly or within one business day depending on your bank.
Agents can qualify for 1.5% of the listing price up to $20,000 depending on credit score. Homeowners can qualify up to $20,000 depending on available home equity and credit score. If your business requires higher amounts, contact our sales team.
As of April 2026, the approval rate is 80%.